December Mortgage Rates in Calgary

1 year: 4.35%
2 year: 5.05%
3 year: 4.84%
4 year: 4.79%
5 year: 4.89%
7 year: 5.80%
10 year: 5.95%
Variable/ARM: 4.10%
HELOC: 4.50% Read more

Your Support Team When Purchasing a Home

Throughout the process of purchasing your home in Calgary, there are a few key parties that help you along the way. Read more

Why Refinance Your Home?

There are many reasons that people refinance their homes in Calgary. Sometimes they need cash to renovate their kitchen, or maybe they need to consolidate credit card debt. Whatever the reason, your mortgage broker is ready to help you with your refinancing needs. Read more

What to Look for in a Mortgage Broker

There are many mortgage brokers in the Calgary mortgage market today, and – like banks – not all are created equal. Although mortgage brokers are becoming more prominent in the mortgage market, many mortgage consumers don’t know how to choose which mortgage broker they would like to work with. The following is a guide to some things to look for in a Calgary mortgage broker. Read more

Mortgage Dictionary – Common Terms

The following are some common terms used in the mortgage industry that could be confusing. Read more

General Information and Documents Required for a Mortgage Pre-Approval

When you visit your Calgary mortgage broker for the first time to obtain a mortgage pre-approval, there are certain documents and information you should bring with you so your mortgage application is as complete as possible: Read more

Fixed Rate Mortgages

Fixed rate mortgages are mortgages that offer a set interest rate to you for the entirety of your mortgage term. That means that if you have a five year term, your mortgage interest rate will stay the same for those five years. Read more

Adjustable Rate Mortgages

An adjustable rate mortgage is perfect for someone who wants to save as much money as possible. However, you must be able to tolerate the increases and decreases of an adjustable interest rate. Read more

What is a Mortgage? What is a Mortgage Broker?

What is a Mortgage?
Most people, when purchasing a home, don’t have enough cash sitting around to buy the property outright – especially when purchasing a more expensive home. That’s where a mortgage comes in. A mortgage is a loan secured against the property you are purchasing and is paid back to the mortgage lender over an established period of time known as the amortization period. Read more

Calgary Mortgage Pre-Approvals

What is a Mortgage Pre-Approval?
A mortgage pre-approval is a document from a mortgage lender stating, based on the information provided in your mortgage application, they will be willing to provide you with a mortgage loan of a certain amount at a certain interest rate. Read more

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